VALUATION COVERAGE AND OPTIONS
As a reputable and reliable moving company, we understand the importance of providing comprehensive protection for your valued possessions during the moving process. That's why we offer our esteemed customers two types of valuation options: Basic Liability Coverage and Actual Cash Value.
Basic Liability Coverage is included in our standard service package at no additional cost. It safeguards your belongings against loss or damage based on their weight, with a set limit per pound. While this coverage provides some level of financial protection, it may not fully compensate for the true value of your items if they are damaged or lost during transit.
On the other hand, we highly recommend our customers opt for Actual Cash Value for a more comprehensive coverage. This valuation option takes into account the current market value of your belongings at the time of the move, considering factors such as age, wear and tear, and depreciation. With Actual Cash Value, you have the peace of mind knowing that you will receive fair compensation in the event of any unforeseen mishaps during transit.
We believe that investing in the protection of your belongings is essential, especially when it comes to a major life event like a move. Our goal is to ensure that your items are safeguarded throughout the entire moving journey, and by selecting Actual Cash Value, you can rest assured that your possessions are covered under a policy that aligns with their true worth.
At Unique Moving and Storage, we strive to go above and beyond to provide exceptional service and value to our customers. By offering two types of valuation options, we aim to cater to varying needs and provide tailored solutions that suit individual preferences. With our experienced team of movers and comprehensive coverages, your items are in safe hands. Contact us today to discuss the best valuation option for your upcoming move.
Basic Liability Coverage:
Basic Liability Coverage is automatically included with your move to ensure that your valuable belongings are protected. We understand that moving can be a stressful process, and that's why we strive to provide comprehensive coverage for our customers. As per the state regulations in California, all movers are required to offer this minimum level of valuation. It's important to note that this coverage is determined solely based on the weight of the item, utilizing the .60 cents per lb formula. The actual value of the item doesn't affect the coverage provided. With our Basic Liability Coverage, you can have peace of mind knowing that your items are safeguarded during the moving process.
Actual Cash Value:
Actual Cash Value Protection, this option provides for the lost or damaged items based on current replacement value at the time of loss or damage up to the total dollar amount of valuation declared by you, the shipper. This option is subject to a deductible paid by you. The carrier shall have the option of repairing and/or restoring to the original condition.
Whether it's repairing or replacing any items that have been lost or broken, our Actual Cash Value Protection guarantees peace of mind as we safeguard your possessions throughout the moving process. Please note that this enhanced coverage comes with an additional cost, tailored to your specific needs.
Contact us for the value amount, deductible and extra fee for the coverage.
*Any single (1) item worth $5,000.00 or more must be declared before the start of any job performed by Unique Moving Inc.
**MORE details about the coverage see the contract: Combined Agreement for Moving Services and the TERMS AND CONDITIONS.
Valuation Coverage Examples
Will the Basic Liability coverage properly protect your items?
These examples will show the difference of coverage between the Basic Liability and Actual Cash Value options for your claim settlements.
1. Cabinet unit:
weight 300lbs
Purchased in 2012 for $1,500
Claim settlement amount:
Actual Cash Value: $750 (approx)
Basic Liability coverage: $180
2. 75" Flat Screen TV
weight 80lbs
Purchased in 2015 for $2,000
Claim settlement amount:
Actual Cash Value: $500 (approx)
Basic Liability coverage: $48
Valuation/ Insurance Exclusions
Storage
Click here to see the full agreement —> Storage Agreement
No coverage when your items are in storage, PODS, containers or when NOT in our trucks. Check with your homeowners or renters insurance. Only covered when being moved on our truck.
RELEASE OF OWNER'S LIABILITY FOR PROPERTY DAMAGE: All personal property stored within or upon the storage space by Occupant shall be at Occupant's sole risk. Unique Moving and Storage agents and employees shall not be liable for any loss of or damage to any personal property in the storage space or at the self storage facility arising from any cause whatsoever including, but not limited to, burglary, mysterious disappearance, fire, water damage, rodents, Acts of God, the active or passive acts or omissions or negligence of Unique Moving and Storage.
Ikea type furniture
There is no coverage for ready to assemble, pressed board, glued, assembled, Ikea furniture or anything similar to that under the insurance/ valuation coverage. That type of furniture is not made to be moved without issues.
OFFICE EQUIPMENT
All file cabinets need to be cleared out off all files and anything left in them. They are not moved with files because they will shift and the drawers will not work correctly.
Pots & Plants
Pots - ceramic and others type of pots are not covered. Live plants are not to be moved by us and those are not covered either.
DAMAGE CLAIM PROCESS
Read over HOW TO FILE CLAIM and to download the documents.